Real estate investing Archives

America Mortgages is proud to bring you these quotes from some of history’s smartest people. In their own simple yet clever way, each quote shows that real estate could be the best way to increase wealth.

Real estate is a numbers game. But that doesn’t mean a few words can’t help investors dominate the market. Real estate investing is an extremely emotional pursuit. Between investors’ swing moods, that many times drives the market, to the risks that are involved with investing, emotions can sometimes run high. America Mortgages has a unique line of mortgage products regardless of where in the U.S. you’d want to invest.

Enjoy the selection of quotes from history’s greatest minds and investors, including Warren Buffett, Mark Twain, and Teddy Roosevelt. So the next time you need a little motivation to keep going, here are a few quotes for you to reflect on.

1) Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.
Franklin D. Roosevelt, U.S. president

2) Buy land, they’re not making it anymore.
Mark Twain, writer, and humorist

3) Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.
Andrew Carnegie, billionaire industrialist

4) Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!
John Jacob Astor, real estate and business mogul

5) In the real estate business, you learn more about people, and you learn more about community issues, you learn more about life, you learn more about the impact of government, probably than any other profession that I know of.
Johnny Isakson, U.S. senator

6) Some people look for a beautiful place. Others make a place beautiful.
Hazrat Inayat Khan, spiritualist

7) Games are won by players who focus on the playing field—not by those whose eyes are glued to the scoreboard. If you instead focus on the prospective price change of a contemplated purchase, you are speculating. There is nothing improper about that. I know, however, that I am unable to speculate successfully, and I am skeptical of those who claim sustained success at doing so.
Warren Buffett, billionaire investor

8) Landlords grow rich in their sleep without working, risking, or economizing.
John Stuart Mill, political economist

9) Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.
Theodore Roosevelt, U.S. president

10) Don’t wait to buy real estate. Buy real estate and wait.
Will Rogers, actor

11) Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy.
Marshall Field, entrepreneur

12) I still think buying a home is the best investment any individual can make.
John Paulson, billionaire

13) I have always liked real estate, farmland, pastureland, timberland, and city property. I have had experience with all of them. I guess I just naturally like ‘the good Earth,’ the foundation of all our wealth.
Jesse Jones, entrepreneur

14) If you’re not going to put money in real estate, where else?
Tamir Sapir, business mogul

15) To be successful in real estate, you must always and consistently put your clients’ best interests first. When you do, your personal needs will be realized beyond your greatest expectations.
Anthony Hitt, real estate professional

16) The best investment on Earth is Earth.
Louis Glickman, real estate investor

17) A funny thing happens in real estate. When it comes back, it comes back up like gangbusters.
Barbara Corcoran, real estate investor

18) It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.
Anthony Trollope, novelist

19) In my experience in the real-estate business, past success stories are generally not applicable to new situations. We must continually reinvent ourselves, responding to changing times with innovative new business models.
Akira Mori, real estate developer

20) Now, one thing I tell everyone is to learn about real estate. Repeat after me: real estate provides the highest returns, the greatest values, and the least risk.
Armstrong Williams, entrepreneur

Real estate investors need to stay motivated and open to new ideas, loan programs, and suggestions. Hopefully, these quotes will help prospective investors and veterans alike get there.

For more information, please contact [email protected].

One of the most unique and inexplicably happy events of life is having a baby. This little bundle of joy keeps everyone on their toes, creating madness around the house and your lives, but somehow, it all seems worth it.

As a parent, you likely already have a retirement fund under your belt, but have you considered alternative and traditional ways you can invest your extra cash in protecting your children’s future? In fact, it’s easier than ever to invest in Real Estate with technology and options for obtaining mortgage loans even if you’re not a citizen of that country.

Investing in property is largely seen as a safe way to build wealth, but it is a long term strategy. The younger you start, the more effective it is, thanks to leverage (borrowing from a bank) and the power of compounding (time). For example, if you acquire a property for $500K at age 20 and it grows by a conservative 5% per annum, it will pretty much double by the time you are 35 to $1 million. How many people have $500K of equity at this young age? And by age 50, it will be worth 4 times what you paid for it, at $2 million. If capital growth is 7%, then the property will double in value every 10 years, thus dramatically accelerating your portfolio.

Should I invest in my own home country, the United States, or emerging markets?

All the investment opportunities available can be overwhelming. We understand. So, to help you filter out the noise and make informed decisions, America Mortgages has mortgage options parents should consider as great places to invest in Real Estate for your and your children’s future:

Commercial real estate

We often think of real estate investing in homeownership or maybe “house flipping.” Still, there are lucrative opportunities in the commercial side of the industry that are no longer exclusive to ultra-wealthy investors. Online real estate platforms make it possible to invest in commercial real estate without ever stepping foot inside a property or country it is being sold in. Of course, there needs to be a “trust” issue with investing in an asset. However, through online reviews, personal recommendations, and proper research, these risks can be mitigated.

A recent survey asked global participants to choose how they would invest $10,000, and real estate was the second most popular choice among millennials, Generation X, and baby boomers. Nearly 23 percent of those surveyed said they would pool their $10,000 with money from other investors to purchase Real Estate.

When you’re first starting out, a smart strategy focuses on one type of investment, whether it be apartments, offices, retail, land, etc. A popular type of commercial real estate is student housing units — the very places you might be paying rent to when you send your kids off to college. Student housing in many University locations throughout the U.S. can be extremely lucrative investments.

Residential real estate

As a global citizen, if I wanted to invest in Singapore, Hong Kong, Seoul, Bangkok, Shanghai, or any of the major global cities such as New York, San Francisco, London, or Sydney, the barrier to entry would be my purchasing power and the ability or inability to obtain leverage from a bank or private lender. However, as an example, in smaller cities around the United States, there are millions of Real Estate options for investors that never imagined they could own Real Estate, let alone be a Global Real Estate Investor.

America Mortgage’s only focus is on sourcing the best options for non-citizens or Expats looking to obtain a mortgage loan to purchase or refinance Real Estate on a global scale. As many of your children may attend school in the U.S., obtaining a mortgage loan to purchase residential (or refinance) property in the U.S. just became that much easier. Our partnership with institutions and private lending partners has made us the premier “go-to” source for real estate investors. Residential homes are the easiest to qualify for and a great way to build your portfolio.

The difficulty is the starting point, as young people rarely have enough for a large down payment for a first property. The good news is, most of our U.S. and Australian mortgage loans only require a minimum down payment of 30%. Note, that is 30% of a property with a purchase price far less than you could buy in Hong Kong as an example. The opportunity is amazing to build and grow a viable Real Estate portfolio without a huge capital expense. If well researched and with the right advice, a property can be cash-flow neutral or positive in the current market. If held over time and as rates will likely increase globally, changing the current economic model from buyers to a renters market should remain quite manageable.

If you acquire several properties over time, manage properly and leverage smartly, imagine the amount of equity you can build up by the time your children are an adult or when you’re ready to retire!

For more information on mortgage loans in the U.S., please email America Mortgage’s – [email protected].