America Mortgages launches a Bespoke U.S. HNW Mortgage Program for Overseas Investors

Global Mortgage Financing

SINGAPORE, August 18, 2022 /EINPresswire.com/ — America Mortgages, one of the world’s leading global mortgage financing firms with a sole focus of providing market rate mortgage financing on U.S. real estate for non-resident real estate investors, today announced it has added a new Super Jumbo Preferred HNW Mortgage Program that features both fixed and adjustable rate mortgages (ARM), competitive rates, high LTV/LVR and loan amounts from $3 million up to $150 million.

America Mortgages’ new HNW mortgage program can be used for second home and investment properties in all 50 states. International borrowers can use credit and income from their home country to qualify. Robert Chadwick, CEO of America Mortgages states “What makes this program very unique is that the borrower does not need to provide personal income documentation. They can qualify using either their investment portfolio and or cash in the bank” He goes on to state “This is a perfect loan program for Private Bankers to use for their clients when their bank cannot offer a viable option, as there is no AUM requirements and no encumbrance of the portfolio or asset used to qualify for the U.S. mortgage.”

“A lot of our clients come from Private Bank or HNW real estate agents globally. It’s simple, they are looking for new solutions to help their HNW clients purchase, refinance or release equity without having to provide Assets Under Management (AUM) but also at very competitive rates” said Nick Worthing, Vice President, HNW Division at America Mortgages. “Our Super Jumbo HNW Preferred Mortgage program offers high LTV, attractive rates, fixed term interest only or 30 year fixed and ARM options to help HNW borrowers without a financial administrative nightmare to qualify. It’s literally the perfect U.S. mortgage solution for HNW clients. Period.”

For more information on America Mortgages’ HNW Super Jumbo Preferred U.S. Mortgage loan program, contact [email protected].

About America Mortgages and Global Mortgage Group

Founded in 2019, Global Mortgage Group PTE LTD [GMG], and headquartered in Singapore, is a full-service global mortgage financing firm offering mortgages for investment purposes in The United States, Australia, Canada, United Kingdom, Germany, France, Spain, Singapore, Hong Kong, Philippines, Thailand, Japan to name a few. For more information, visit www.gmg.asia or call +65 8499-3229.

Founded in 2020, America Mortgages, Inc. is a wholly owned subsidiary of Global Mortgage Group PTE LTD [GMG]. America Mortgages headquartered in San Antonio, TX, with sales offices in 12 different countries, is dedicated to providing U.S. mortgage options for non-resident Foreign Nationals and U.S. Expats. 100% of America Mortgages [AM] clients are living and working outside of the U.S. Both GMG and AM focus on building quality, long-term relationships with its partners such as Private Banks, EAM, Family Offices, Realtors and other mortgage broker located around the world by offering a wide variety of mortgage loan programs focused on specific markets with an exceptional client experience. For more information, visit www.americamortgages.com or call +1 830-217-6608.

Robert Chadwick
America Mortgages
+65 8430 1541
[email protected]
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Advantages Of Investment Mortgage Loans Over Cash Purchases

Investment Mortgage Loans

As a U.S. real estate investor, investment mortgage loans can be very beneficial to you. America Mortgages focuses specifically on these types of mortgage loans. There are several programs on hand that make it possible for borrowers to get a mortgage to invest in real estate.

Some of them are better than others, but they can all help you out in some way. If you are considering getting a mortgage, here are a few advantages that you can get from an investment mortgage loan.

Advantages

Use other people’s money – The biggest advantage of using investment mortgage loans is that you get to use other people’s money. Many financial experts have said that you should use other people’s money whenever you can. When you get a mortgage, you only have to put up a certain percentage of the property’s money, but you still get to benefit from owning the whole property. You get to take advantage of the property’s appreciation, and you get to use it for whatever you want. This allows you to hang on to your capital and use it for other investments.

Reasonable interest: With most mortgages, you will be able to get a very affordable interest rate as long with or without a U.S. credit score (FICO). When you get a low-interest rate like you can with an investment mortgage, it can save you a substantial amount of money. For the cost of the loan, it is usually well worth it to get a mortgage instead of using your funds. Hang on to your cash and use it towards additional investments.

Easy approval: With an investment mortgage, you will usually be able to tell whether you are approved relatively quickly. America Mortgages has pretty cut and dry standards when it comes to getting you approved for an investment mortgage. America Mortgages has loan programs for U.S. Expats with or without U.S. credit. We understand that living abroad often changes factors and your ability to borrow in the U.S. Our loan programs are tailored towards your exact situation.

Not a U.S. citizen, Foreign National, or considering relocating abroad for work or school? We can help. Our Foreign National / Non-U.S. citizen mortgage loans were created for these situations. Qualify with No U.S. credit. No U.S. residency. No income verification. It’s not simple, but we have it down to a science with our expertise in this market. You will know where you stand and if you will qualify within a reasonable amount of time.

Increase your reach: With the use of investment mortgages, you can increase your investment power. As you grow, you can keep buying more and more property. In Asia, where property prices have increased, and square footage and yield have decreased, finding an affordable investment outside your home country makes sense. Many people would not be able to purchase property otherwise as it usually takes a significant investment. You can keep picking up more and more stuff as you go.

Build your net worth: Hong Kong, Singapore, Shanghai, and other large Asian cities have cooling measures to stabilize a fast appreciating Real Estate market mainly due to outside investment and the lack of affordable Real Estate options. Being able to build your net worth on a global scale gives with a reasonable mortgage loan that eventually you will have all of the property paid off gives you the same opportunity as anyone else regardless of your passport. You are free to do what you want with all of the property. If you had to rely on your funds for all of this, much of it would not be possible.

The Verdict

Using an investment mortgage can be a great way to get involved in the real estate investment market. Many people have gained considerable amounts of wealth through the use of real estate investment. Therefore, if you are considering getting involved in the field, you should definitely take advantage of investment mortgages. The advantages that you will receive as a result of using them will help you in a number of ways. If you can qualify for one, it makes a lot of sense financially. America Mortgages’ primary focus is helping non-U.S. citizens and Expats obtain prime, quality investment mortgage loans not only in the United States but on a global scale.

What Are You Waiting For?

For more information on U.S. or mortgage loans in other countries, please contact us via our 24/7 link.

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