Category: Think Pieces
Key takeaways: A wholesale mortgage lender is an institution that funds mortgages and offers them to third parties, such as a mortgage broker, bank, or credit union Non-bank lending accounts for about half of all U.S. mortgage origination Wholesale mortgage lending differs from other mortgage options in that it requires the borrower to work with […]
We absolutely LOVE the unique advantages the U.S. mortgage market has to offer over any other country. However, we get even more excited when we launch a new mortgage loan program such as the AM Rental Coverage Plus! As a company, we focus on providing our foreign national and U.S. expat clients with the most […]
Despite the overall decline in home sales in 2023 due to increased interest rates, high-net-worth U.S. real estate investors remained active in the luxury market. In the third quarter of 2023, the luxury market outpaced the mainstream market, growing three times faster. According to Jason Aleem, Redfin’s Senior Vice President of Real Estate Operations, paying […]
A secret many wealthy U.S. real estate investors use is the practice of holding properties within an LLC. Using an LLC to hold real estate for investments has almost become a given with many tax benefits, liability protection, and acceptance by lenders. If you think about it, any company earns revenue, and in this case, […]
Singapore is known for academics and education, with many high school graduates attending the best universities in the world! Similarly, the U.S. is known for having most of the top global universities. Singapore currently has 21,666 students studying abroad, according to UNESCO, and according to a recent Open Door report, Singapore had 3,901 students studying […]
With the recent addition of two new America Mortgages’ Non-Resident mortgage programs, a reduction in current interest rates, and owner-occupied borrowers still sitting on the side-lines, 2024 is poised to be the best year for U.S. real estate investing. According to Fitch Ratings, home prices are expected to rise by at least 2-4% in 2024. […]
What a year it’s been and the resiliency of asset markets in the face of everything that was thrown at it was truly amazing! We are living through unprecedented times with technology and crypto experiencing another bull market, U.S. elections in 2024, and potential rate cuts around the world. Could we be “back to the […]
As we usher in 2024, a world of exciting opportunities awaits in the U.S. real estate market, particularly for foreign nationals and U.S. expats seeking to make strategic investments. What to Expect in 2024 Zillow.com predicts the prices of homes in the United States will increase by 6.5% from July 2023 to July 2024. This […]
Between 2022-2023, the U.S. hosted over 1,000,000 international students, +12% from the previous year, the fastest growth rate in more than 40 years! (Open Doors® 2023 Report on International Educational Exchange, Nov 13) Let me repeat this… The U.S. saw a 40-year high growth rate in international students attending U.S. universities between 2022-2023! What was […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.