Category: Think Pieces
8% and Rising! That’s right! Not a typo. The average rental yield in the U.S. is 8%. It is unheard of in any major country, and it is quite a shock to nearly everyone who hears this, but it’s true. More importantly, we have a loan program specifically-created for international investors looking for an easy […]
Curious how America Mortgages qualifies a foreign national or U.S. expat borrower for a U.S. mortgage loan while living abroad? We’ll explain this at the end of the article. Stay tuned. Key takeaways from this week’s Bankrate article: Despite today’s high mortgage rates, home prices continue to rise due to a lack of housing supply. […]
When making an investment decision, whether we know we are doing it or not – we put them into strategies – rumours, hot tip, value, momentum, growth, high dividend etc. Investing in real estate is no different – what is your strategy? Capital appreciation Owning near a relative Trophy asset Potential immigration Distressed BRRRR Method […]
Our research team has put together fantastic comparisons of the average property prices of the major global cities and their respective rental yields. *The price per square meter refers to the cost of a 120 square meter apartment in the city center. As you can see, property prices are high in the world’s major global […]
Bridge loans are short-term financing solutions, usually obtained for a duration ranging from several months to a couple of years. They serve to bridge the gap until longer-term financing or an exit strategy, such as a property sale, can be arranged. These loans are essential when immediate financing is necessary but not readily accessible. For […]
During our recent webinar titled “Managing U.S. Property from Abroad,” hosted by Phil Gerathy (PG), Managing Director at Austplan Management Inc, and featuring America Mortgages’ CEO Robert Chadwick (RC), they addressed numerous questions regarding property management in the U.S. and financing options for investors. For those who missed the webinar, the recording is available here. […]
Do you know what “Common sense” underwriting is? Common Sense underwriting is how America Mortgages qualifies U.S. investment properties for non-resident (foreign national and U.S. expat) real estate investors. Think about it; if you were to buy a large commercial building, would you qualify on your personal income or the cash flow of the property? […]
As a professional investor for most of my life, I have developed systems to derive my investment choices. For real estate, I prioritise positive cash flow and, to a lesser extent, capital appreciation, although both are correlated. Real estate investment is not to be confused with a second home, pied-de-terre, or vacation home. These are […]
Banks DO NOT want you to know this! Millions of homebuyers face this problem every day. You write off too much and don’t show enough income to qualify for a traditional mortgage, or you are an entrepreneur with a lumpy income. In both of these scenarios (and many others), you would not be able to […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.