Category: Residential
For decades, and perhaps even longer, HNW and UHNW (ultra-high-net-worth) individuals have used real estate bridging loans as a “secret” tool to access liquidity quickly, easily, and with the reliability few loans other loans can provide. This “tool” is now known and available to everyone, regardless of their net worth. When it comes to real […]
As you may have read in our previous emails, real-estate bridging loans have been the most active part of our business this year as traditional bank financing has tightened globally. When the need for liquidity arises with a short time window to fund, we can use the value of the property as collateral for a […]
The Federal Reserve’s interest rate decisions play a significant role in the real estate market, impacting investors in different ways. This article explores two perspectives on how Fed interest rate decisions can affect foreign national investors and U.S. expat investors in the real estate market. Point of View 1: The Fed Will Raise Interest Rates […]
In the ever-changing U.S. real estate scene, recent years have seen significant shifts. Millennials are redefining their living preferences, moving from bustling cities to peaceful suburbs, and vacation properties are capturing investors’ attention. Throughout this journey, property prices have experienced remarkable changes. Whether you’re a first-time homebuyer, an experienced investor, or even a U.S. expat […]
The U.S. real estate market has been thriving over the past several years. Even with increased borrowing rates, the lack of U.S. property inventory has kept property prices stable and, in many markets, expected to appreciate beyond market expectations. Now, picture this: What if you purchased today at higher interest rates where owner-occupied buyers are […]
Everyone is aware mortgage interest rates have been rising since early last year. The average interest rate on a 30-year mortgage is now almost 7%. Those rates have undoubtedly made buying a home more expensive. In fact, according to the Mortgage Bankers Association, the median mortgage payment is now $2,162 — up 14% from a […]
Considered the “bible” for foreign investor trends in U.S. residential real estate, the 2023 National Association of Realtor’s report on Foreign Investments has just been released, and the results are eye-opening! This is why we got into this business in 2017! Problem: Foreign Investors found it difficult to securing financing for their U.S. real […]
Investing in real estate when interest rates are rising can be a challenging decision. But if you know what you are doing, there is a world of opportunity. When interest rates rise, finding profitable real estate deals may be difficult. What might be a fantastic deal when mortgage rates are low could potentially lose you […]
1. Wish I Could Time the U.S. Real Estate Market “The market can stay irrational longer than you can stay solvent. That’s why it’s important to have a long-term investment horizon when you’re investing in real estate. Don’t try to time the market. Just focus on finding good deals and investing in properties that you […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.