Category: Residential
Globally real estate markets are red-hot, and even a pandemic can’t stop it. For the U.S., mortgage applications for foreigners to purchase U.S. real estate have consistently expanded year-over-year as property prices in most global cities have reached record highs. What makes the U.S. real estate market so enticing to investors? Anyone who has invested […]
We launched the Asset Depletion Program (AM Liquid Portfolio Mortgages) for investors earlier this month, which allows candidates to qualify for a loan using their assets instead of income from employment. This week, we introduce AM No Income Required + for U.S. expats and foreign nationals! No Income Mortgage Loans You can now qualify to purchase or refinance a U.S. property even if you are […]
Everyone wants to live in The Bu… The Bu is, of course, Malibu, California… known as the mecca for Airbnb rentals as well as Charlie Sheen’s house in ‘Two and a Half Men.’ One thing the pandemic has done for all of us is force us to think about the next stages of our lives […]
A five part series on powerful mortgage tools for U.S. real estate investing for preferred clients. America Mortgages presents this series as part of our never-ending mission to inform and educate the global real estate community about the investment prospects in U.S. residential real estate and the accessibility with which financing may be obtained. If […]
With inexpensive funding and various tax advantages, everyone should take advantage of the benefits of a mortgage when investing in U.S. real estate regardless of the loan size. However, why do the wealthy often find it increasingly difficult to obtain mortgage financing without AUM? With a portfolio of assets worth millions of dollars, one may assume that […]
What is AM Portfolio+? The America Mortgages’ Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up to 100+. Similar to our AMIRM program announced last week, AM Portfolio+ does not require any personal income […]
“Traditional” banks will require income documents before approving a real estate mortgage. You will need to qualify based on your declared income using tax returns, less your monthly debt servicing. That is fine for a “traditional” investor; however, at America Mortgages, we deal with various real estate investors, and 100% of them live and work […]
The Client Our client, an Australian Executive, wanted to invest in an apartment unit that was in an unliveable condition in St. Louis, Missouri, to fix and hold it. How We Helped Finding a lender was not easy for our client as he had no U.S. credit. He reached out to us in hopes that […]
The Client Our client purchased a 4-bedroom single-family home in Florida, intending to fix and flip it. Being a Foreign National made it difficult for him to find a lender who would finance a fix-and-flip property. How We Helped His lack of U.S. credit made it hard for him to find a bank to lend […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.