Can’t Snag Taylor Swift Tickets? Well, You Can Invest Like Her!

U.S. Real Estate

If you’re one of the many people in Asia who have been caught up recently in the frenzy for tickets to see the American Pop-Idol, Taylor Swift – you’re not alone. With one million tickets sold in just three hours in Singapore, the demand is undeniably impressive. However, it is Taylor Swift’s exceptional investment strategies in U.S. real estate that is truly impressive.

Taylor Swift, the renowned singer-songwriter, has not only conquered the music industry but has also showcased her acumen in real estate investing. As of 2023, Swift’s impressive $150 million U.S. real estate portfolio is a shining testament to her success. Now, with America Mortgages by your side, you too can embark on your “Taylor Swift” journey to building a U.S. real estate portfolio like hers.

Swift’s keen eye and deep pockets are evident through her strategic acquisitions and remarkable portfolio growth. Let’s dive into some of her notable investments:

1. “The Condo of Beginnings,” Nashville, Tennessee

Taylor Swift’s first real estate investment in Nashville was a $2 million penthouse condominium. This marked the beginning of her journey into the world of real estate.

 The Condo of Beginnings

Purchased in 2009 for: $2 million
Current Estimated Value: $4 to $6 million
Bed & Bath: 3 bedrooms, 4.5 baths
Sqft: 3,240

2. “Greek Revival Dreams,” Nashville, Tennessee

Greek Revival Dreams

Swift’s “Greek Revival Dreams” became a reality with the purchase of a magnificent 5,600-square-foot mansion on a 5.23-acre estate. This grand property showcases her penchant for timeless architecture and luxury living.

Purchased in 2009 for: $2.5 million
Current Estimated Value: Est $8 million
Bed & Bath: 4 bedrooms, 4.5 baths
Sqft: 5,600

3. “Cottage House,” Beverly Hills, California

In Beverly Hills, Swift embraced a country vibe with a charming cottage-style house. Purchased for over $3.5 million, this home offers a delightful blend of rural charm and Beverly Hills allure.

Cottage House, Beverly Hills, California

Purchased in 2011 for: $3.55 million
Sold in 2018 for: $4 million
Bed & Bath: 3 bedrooms, 3.5 baths
Sqft: 2,800

4. “Goldwyn’s Mansion,” Beverly Hills, California

A true Hollywood gem, “Goldwyn’s Mansion” became part of Taylor Swift’s real estate empire. Previously owned by the family of legendary producer Samuel Goldwyn, this seven-bedroom mansion was acquired for a staggering $25 million.

Goldwyn's Mansion

Purchased in 2015 for: $25 million
Current Estimated Value: $30 million
Bed & Bath: 7 bedrooms, 10 baths
Sqft: 10,982

5. “Beverly Hills Bungalow,” Beverly Hills, California

A lavish abode spanning 2,950 square feet, Swift’s Beverly Hills home boasts a modern, light-filled design. The property, sold for $2.95 million, exudes elegance and sophistication.

Beverly Hills Bungalow

Purchased in 2012 for: $1.775 million
Sold in 2018 for: $2.95 million
Bed & Bath: 4 bedrooms, 5 baths
Sqft: 2,950

6. “Tribeca Tale”, New York City, New York:

Taylor Swift’s Tribeca holdings are estimated to be worth over $100 million. She owns four townhouses and one apartment in the neighbourhood, and the combined value of these properties has increased significantly since she purchased them.

In the prestigious Tribeca neighbourhood, Swift made a mark with the purchase of a remarkable townhouse for $19.9 million. This property reflects her love for iconic locations and sets the stage for her New York City story. 

Tribeca Tale, New York City

Purchased in 2014 for: $19.95 million
Current Estimated Value: $30 million
Bed & Bath: 10 bedrooms, 10 baths
Sqft: 8,309

7. Additional Townhouse, Tribeca, New York:

Swift expanded her real estate holdings in Tribeca by acquiring the townhouse next door for $18 million in 2017. This strategic purchase allowed her to create a seamless and expansive living space in one of New York City’s most sought-after neighbourhoods. 

Purchased in 2017 for: $18 million
Current Estimated Value: Est $25 million
Bed & Bath: 4 bedrooms, 5 baths
Sqft: 5,143

8. Additional Apartment, Tribeca, New York:

Swift’s real estate adventures continued with the purchase of another apartment in the Sugar Loaf building for $9.75 million in 2018. This addition showcases her ability to curate her own personalized living space in the heart of Tribeca.

Purchased in 2018 for: $9.75 million
Current Estimated Value: Est $12 million
Bed & Bath: 3 bedrooms, 3.5 baths
Sqft: 2,500

9. “Seaside Serenity,” Watch Hill, Rhode Island:

A waterfront mansion known as “Seaside Serenity” became a part of Swift’s real estate empire with its purchase for $17 million. This stunning property offers breath-taking views, extensive amenities, and a sense of tranquillity by the sea.

Seaside Serenity

Purchased in 2013 for: $17.75 million
Current Estimated Value: $22.5 million
Bed & Bath: 8 bedrooms, 10 baths
Sqft: 11,000

10. “Castle on the Cape,” Hyannis Port, Massachusetts

In Hyannis Port, Swift made her mark with the purchase of a beach house. In less than a year, she made a profit of $870,000 by using the fix-and-flip strategy, showcasing her ability to add value and make astute real estate transactions.

Castle on the Cape

Purchased in 2013 for: $4.8 million
Sold in 2014 for: $5.67 million
Bed & Bath: 7 bedrooms, 5.5 baths
Sqft: 4,400

Swift’s success in real estate investing lies not only in her choice of properties but also in the appreciation of her assets over time. With America Mortgages, clients can tap into similar opportunities and realize their dreams of building a U.S. real estate portfolio.

America Mortgages specializes in assisting clients, including international investors, in navigating the U.S. real estate market. Our tailored mortgage options are designed to meet the unique needs of our clients, enabling them to embark on their own real estate ventures. Here are some of the mortgage options available:

  • “Fearless” Portfolio Loans: Finance multiple investment properties with a single loan. This option streamlines finances and simplifies management for those aiming to build a diverse real estate portfolio.
  • “Big Reputation” Jumbo Loans: When purchasing high-value properties exceeding conventional loan limits, our jumbo and super jumbo loans provide the necessary financing. With no mortgage insurance requirement, clients can seize opportunities in sought-after locations.
  • “Cash Flow Bliss” Interest-Only Loans: For clients seeking to maximize cash flow, our interest-only loans allow borrowers to pay only the interest portion of the loan for a specified period. This flexibility can be advantageous, particularly during the early stages of real estate investment. This interest-only terms can be set at a fixed rate for up to 10 years giving clarity to your investment cost.

At America Mortgages, we understand the intricacies of the U.S. real estate market and the challenges faced by foreign national and U.S. expat investors. Our team of experienced loan officers based in 12 different countries is committed to providing exceptional service, quality mortgage loan programs and professional advice.

Whether you’re a first-time investor or an experienced player in the real estate game, America Mortgages is your trusted partner. Connect with us today at [email protected]

www.americamortgages.com

Source: Business Insider, AD, Yahoo Finance

Interest Rate Pause: Great News for Overseas Investors

Overseas Investors

The Federal Reserve’s pause on interest rate hikes is a boon for foreign nationals and U.S. expat investors looking to obtain a U.S. mortgage. With interest rates on hold, investors can lock 30-year and potentially 40-year fixed rate mortgage loans with lower borrowing costs, which can save them thousands of dollars over the life of a loan. This is especially important for investors who are looking to use leverage with rental properties, as the lower interest rates will help to boost their cash flow.

The interest rate pause is a limited-time opportunity for investors to take advantage of these benefits. If you are considering buying an investment property in the U.S., now is the time to “marry the property and date the rate.

Here are some of the positive ways that the interest rate pause can benefit foreign nationals and U.S. expat investors: 

Benefit foreign nationals and U.S. expat investors

Overall, the interest rate pause is a positive development for foreign nationals and U.S. expat investors who are looking to buy investment property in the U.S. As rates increased, the FOMO frenzy has died down allowing investors time to search for the right property and not get involved in bidding wars.

Although interest rates are slightly higher than they were during the pandemic, they are still historically low when compared to historical 30-year mortgage data, as below:

Interest Rate Mortgage in the U.S.

Another advantage for overseas investors is that the housing market in the U.S. is currently a buyer’s market, as with the current interest rate there may not be as many owner-occupied buyers as there were when interest rates were at their lowest. This makes it an excellent opportunity for real estate investors to be able to negotiate not only on the price but potentially on the closing cost or certain contingencies with the property. This itself exceeds any benefit of potentially lower interest rates as your rate can be lowered with a refinance down the road when interest rates do decrease.

At America Mortgages, we offer a variety of flexible loan products that can be tailored to your specific needs. We understand that not all investors are the same, and we want to make sure that you get the loan that is right for you. If you are a foreign national or U.S.

expat investor who is interested in learning more about the interest rate pause and how it can benefit you, please us at [email protected] today.

This is all we do, and no one does it better. We would be happy to discuss your options and help you to find the right investment property for your needs. Connect with us today!

www.americamortgages.com

Top Ways to Build a Real Estate Portfolio as an Investor

USA International Mortgage | Real Estate Portfolio

Investing in U.S. real estate as a U.S. expat or foreign national can be a profitable endeavour with a potential for significant returns. However, it can also be complex and challenging without the right knowledge and strategies in place. At America Mortgages, we offer these proven strategies to help you build a solid real estate portfolio, focusing solely on investment properties for rental income and appreciation. According to the National Association of REALTORS, foreign buyers accounted for an estimated $59 billion in U.S. residential real estate purchases in 2022, up 8.5% from 2021.

Residential Real Estate Purchases

Understand the Financing Options

“Traditional” bank mortgages may be difficult if you have no U.S. credit and may require a significant down payment or AUM. However, as an expat or foreign national, America Mortgages offers financing solutions specifically designed for foreign nationals and U.S. expats. With a minimum of 25% down as a foreign national and 20% down as an expat, with no requirements for AUM, it helps facilitate your entry into the property market as a beginner or grow your portfolio as a seasoned investor.

Diversify Your Portfolio

Avoid putting all your eggs in one basket. Investing globally and diversifying in various real estate asset classes is becoming a successful tool for sophisticated investors. With the U.S. being the largest real estate market, it makes sense to build a portfolio with properties that will appreciate in value while also maintaining a steady yield. It’s also important to consider investing in different property types (such as single-family homes, apartment complexes, and commercial properties) and various locations to mitigate risk and boost potential returns.

Leverage Equity

As your properties appreciate in value, you build equity. Use this equity to finance the purchase of additional properties. America Mortgages can guide you in leveraging your equity effectively.

Prioritize Location

The adage ‘location, location, location’ holds true in real estate investing. Prioritize properties in areas with steady job growth, good schools, and amenities like shopping and public transport. These factors can enhance rental demand and property values.

Here are the top 10 best places to buy rental property in 2023 for cash flow and appreciation, according to RealWealth: 

Buy Rental Property in 2023

Optimize Property Management

Efficient property management significantly affects your rental income and property values. America Mortgages works closely with reliable property management partners to ensure optimal handling of tenant relations, maintenance, and legal matters.

Marry the Property, Date the Rate

A principle America Mortgages upholds is to focus on the property first and the mortgage rate second. Choosing the right property that suits your investment goals is crucial, while the mortgage rate can be adjusted over time.

As a company, our only focus is providing U.S. mortgage financing for foreign nationals and U.S. expats. With America Mortgages as your trusted partner, building a robust U.S. real estate investment portfolio as a U.S. expat or foreign national is a very achievable goal. Our experienced team can guide you through this exciting journey, ensuring you’re well-equipped to make informed decisions and optimize your investment potential. We are with you for the long haul and not the short journey. Start your journey with us at [email protected]

www.americamortgages.com

“The Matrix” – Where Do You Fit Here?

America Mortgage - US Home Loan

Happy Friday and we thought a reference to the 1999 Sci-Fi movie would be a nice way to end the week.   

I am not Neo, and we, of course, are not referring to “The Matrix” movie but how you fit into our “Loan Program Matrix.”

 ❌ Traditional Banks = one product to fit all borrowers

Offering a wide variety of mortgage options is something unique for international clients because we are conditioned to use a bank for a mortgage. Every bank more or less has the same loan anywhere in the world and qualifies more or less the same way as well.

America Mortgages = many products to match the client’s needs

In a world with more entrepreneurs, people having more than one income stream, or even the affluent with low reported income but significant assets – we need the right loan program for each borrower type.

An entrepreneur with no reported salary and working for equity in their startup would not be able to qualify for a traditional mortgage.

A high-net-worth individual that is very busy or too private to bother with a traditional mortgage would need something that suits their requirements. 

A parent who wants to buy an apartment in the town where their child is attending university and wants their child to “pay rent” to build up credit will also require a very different solution.

The Matrix

Where do you fit here?

Loan Programs for Foreign and U.S. Expats

Get in touch with us today to find out all about our loan programs for Foreign Nationals and U.S. Expats today! www.americamortgages.com

[email protected]

Don’t Miss out on Investing in Your Children’s Future – Introducing AM Student+ Loan Program

Investing in Your Children's Future

Are your children attending university in the U.S.? Have they secured their F1 visa but are now faced with the challenge of finding suitable accommodation during their study period? Have you considered buying U.S. real estate not only as an investment but to also give your children a stable, safe place to live? 

Stand by…We have exciting news for you! 

America Mortgages recently launched an exclusive loan program, AM Student+, designed specifically for parents like you. As a parent, you can now qualify for a mortgage to purchase a home for your children to live in, whether you plan on going back and forth or if your children will reside there solely during their school years. This exceptional loan program offers up to 75% financing in all 50 states, enabling you to provide the ideal housing solution next to your children’s chosen university. The best part about this program is you no longer need to qualify using your personal income documentation! 

Simplified Qualification Process

Traditionally, qualifying for a second property in the U.S. requires personal income documentation and consideration of debt-to-income ratios in the U.S. and your home country. However, our program revolutionizes the process. With AM Student+ loan program, you can qualify using just the projected rental income of the property, even if your child will be the one residing in the property. This feature streamlines the qualification process, making it more accessible for parents to invest in properties for their university-bound children.

Loan Highlights

Our loan program offers several attractive highlights:

  • Qualify using the projected rental income of the property: Instead of relying on personal income documentation, our program evaluates the property’s potential expected rental income, making qualification easier, quicker, and more efficient. 
  • Flexible loan amounts: With a minimum loan amount of $150,000 and a maximum loan amount of $3 million, our program accommodates a wide range of investment options. 
  • No U.S. credit needed: As a foreign national or non-resident parent, establishing a U.S. credit history can be challenging. With our program, no U.S. credit is required, making it accessible for parents residing outside of the country. 
  • Suitable for 1-4 unit properties: Whether you’re considering a single-family home or a multi-unit property, our loan program covers a range of property types to fit your specific needs. 
  • No personal income documents required: By eliminating the need for personal income documentation, our program simplifies the application process, saving you time and effort. 
  • Competitive loan-to-value (LTV) ratios: For refinancing/equity release, we offer up to 70% LTV, while for purchase transactions, we provide up to 75% LTV.
  • Great Rates with Flexible Terms – Our rates are some of the most competitive in the market, but we offer so much more. Interest-only options and loans with fixed tenures of up to 40 years regardless of the parent’s age. 

Investing in suitable housing for your children during their university years is now within your reach, thanks to AM Student+ mortgage loan program. By qualifying using the projected rental income of the property, you can overcome the traditional challenges of personal income documentation and debt-to-income ratios. With up to 75% financing available, covering all 50 states, this program empowers parents to provide their university-bound children with comfortable living arrangements next to their chosen universities.

Seize this exceptional opportunity to invest in your children’s education and well-being. What are you waiting for? Contact us today at [email protected] to explore how the new AM Student+ loan program can help you secure the ideal housing solution for your university-bound children. Don’t miss out on this exceptional opportunity.

As a company, America Mortgages‘ only focus is providing U.S. mortgage financing for Foreign Nationals, Non-Residents, and U.S. Expats. 100% of our clients fit that profile, and no one does it better. 

www.americamortgages.com

Top 10 Multi-Million Dollar Home Sales in 2022

Mortgage For Foreign National

The top 10 most expensive residential sales in 2022 were once again spread across New York, the Hamptons, Los Angeles, and South Florida. The total value of these sales was roughly $1.055 billion, which proves that the luxury real estate will always be traded. The top 10 list contains five houses in the California area; two in the New York metropolitan area; and three in South Florida.

The Manalapan, Florida Spread

1. The Manalapan, Florida Spread—$173 Million

The extraordinary Manalapan, Florida Spread, purchased by tech mogul Larry Ellison for a staggering $173 million. This magnificent estate boasts 62,200 square feet of luxury living space, featuring 12 bedrooms, 18 bathrooms, and stunning ocean and lakefront views. With subterranean tunnels linking the two halves of the property, this residence offers a truly unique and exclusive experience.

Beverly Hills, California

2. The One, Beverly Hills, California—$126 Million 

The One, a remarkable Beverly Hills estate was sold for an astounding $126 million. With an expansive 105,000 square feet, this architectural masterpiece boasts 21 bedrooms, 42 bathrooms, and an array of luxurious amenities including a swimming pool, tennis court, and a private theater.

Holmby Hills, Los Angeles, California

3. Holmby Hills, Los Angeles, California—$120 Million 

The prestigious Holmby Hills estate in Los Angeles was sold for $120 million. Spanning 120,000 square feet, this magnificent property features 12 bedrooms, 23 bathrooms, a private movie theater, and stunning outdoor spaces complete with a swimming pool, tennis court, and basketball court.

Coconut Grove, Miami

4. Coconut Grove, Miami—$107 Million 

This Coconut Grove residence in Miami was purchased by billionaire investor Ken Griffin for $107 million. This expansive 4-acre estate offers 10 bedrooms, 13 bathrooms, a private dock, and a pristine beachfront, complemented by lavish amenities such as a swimming pool and a tennis court.

The Manhattan Co-ops

5. The Manhattan Co-ops—$101 Million 

The Manhattan Co-ops, an iconic address on New York’s Upper East Side, sold for an impressive $101 million. These exquisite co-ops encompass 10,000 square feet, featuring 6 bedrooms, 8 bathrooms, and a luxurious penthouse within a historic Fifth Avenue building.

Paradise Cove, Malibu

6. Paradise Cove, Malibu—$100 Million 

The Paradise Cove in Malibu, where media titan Byron Allen acquired an oceanfront retreat for $100 million. With 11,000 square feet of living space, this stunning residence offers 5 bedrooms, 8 bathrooms, and boasts panoramic ocean views, a sparkling swimming pool, and a private tennis court.

Paradise Cove, Malibu—$91 Million

7. Paradise Cove, Malibu—$91 Million

Another Paradise Cove property in Malibu, sold for $91 million. Spanning 16,000 square feet, this magnificent bluff-top estate features 8 bedrooms, 11 bathrooms, and offers a range of luxurious amenities including a swimming pool, tennis court, and a private mini-golf course.

The Hamptons Estate

8. The Hamptons Estate—$84.5 Million

The coastal splendor of The Hamptons Estate, a breathtaking beachfront property that fetched $84.5 million. Boasting 11,435 square feet, this magnificent residence comprises 7 bedrooms, 8 bathrooms, and features a delightful swimming pool, a tennis court, and a charming guesthouse.

Coral Gables, Florida

9. Coral Gables, Florida — $78 million

Two adjacent mansions in Coral Gables, Florida, sold for a combined $78 million. With one house fetching $34 million and the other $44 million, these luxurious properties offer a total of 19,000 square feet, featuring 11 bedrooms, 11 bathrooms, and enchanting surroundings, making them the epitome of luxury living.

Beverly Hills, California – $75 million

10. Beverly Hills, California – $75 million

Drake acquired the illustrious 24,260 sqft estate previously owned by Robbie Williams in Beverly Hills, California. This awe-inspiring property boasts 10 bedrooms, 18 bathrooms, and breathtaking panoramic views of the iconic Los Angeles skyline. With its distinctive charm and unmatched opulence, including a separate staff wing and a delightful guesthouse, this residence sets the standard for sophisticated living.

At America Mortgages, we specialize in financing extraordinary properties for U.S. expat and non-resident investors. Our team of experts provides tailored mortgage solutions for your dream home, whether it’s a beachfront estate, architectural masterpiece, or captivating residence. With our expertise and commitment to customer satisfaction, we’re your trusted partner in securing the financing you need. Contact us today at [email protected] to turn your luxury real estate aspirations into reality.

www.americamortgages.com

Source: Bloomberg, Robb Report

Have you heard of the BRRRR Method?

BRRRR Method

Real estate investing can be lucrative, but it requires careful planning and strategic approaches to maximize returns. One popular strategy gaining traction among investors is the BRRRR method, which stands for Buy, Rehab, Rent, Refinance, Repeat. This method allows investors to leverage their capital, generate cash flow, and build a robust real estate portfolio. When implementing the BRRRR method, partnering with a trusted mortgage provider like America Mortgages can greatly enhance the investment process.

BRRRR Example

  1. You find a distressed property that you purchase for $110,000 in cash.
  2. You hire a contractor to renovate the property for $25,000.
  3. The property appraises for $200,000.
  4. You refinance at 75% ARV, which means you can pull out $150,000.
  5. You have $15,000 left over.
  6. You repeat the process with your next investment property.

Here is a breakdown of the numbers:

  • Initial investment: $110,000 + $25,000 = $135,000
  • After refinancing: $150,000 – $135,000 = $15,000
  • Available for next investment: $15,000 – $3,000 (est closing costs) = $12,000

This is just an example, and your results may vary. However, this strategy can be a great way to grow your real estate portfolio with little to no money down.

Why America Mortgages

Partnering with America Mortgages offers several advantages for investors implementing the BRRRR method. Firstly, their expertise in the real estate and mortgage industry ensures that investors receive tailored financial solutions aligned with their investment goals. Secondly, our extensive network of professionals, including real estate agents, contractors, and property managers, streamlines the investment process, saving investors time and effort.

For investors who put in the work, the BRRRR strategy can be a great way to build wealth through real estate investing. Connect with us at [email protected]

www.americamortgages.com

Property Experts Make the Case for U.S. Real Estate Investing

Property Experts International Housing Loans | US Real Estate Investing

Real estate has long been a favoured investment choice for many global investors, including U.S. expat and non-resident investors seeking long-term returns. With the current market conditions and volatility, experts have been making their case for investing in hard assets like real estate.

Experts suggest that real estate investments are less susceptible to short-term market fluctuations and offer more stable returns over the long term. They also offer an inflation hedge, as real estate prices tend to rise along with inflation, preserving the purchasing power of investors, regardless of their residency status.

Another reason for investing in real estate is the ability to generate passive income through rental yields. Rental yields tend to be stable and can provide investors with a steady source of income. This makes real estate a popular choice for U.S. expat and non-resident investors seeking regular cash flow and long-term capital growth.

There are also various ways to invest in real estate, such as direct ownership, real estate investment trusts (REITs), or private equity funds. This diversity of investment options provides investors, including U.S. expats and non-residents, the flexibility to choose the best option that fits their investment goals, risk tolerance, and liquidity requirements.

For those looking to invest in real estate, experts suggest that research and due diligence are crucial. This involves understanding the local property market and the specific risks and opportunities associated with the investment. In particular, U.S. expats and non-resident investors need to consider factors such as local demand and supply dynamics, rental yields, potential regulatory changes, and tax implications that may impact their investment.

Experts advise investors to work with experienced and reputable professionals, such as real estate agents, brokers, and lawyers, who can provide guidance and support throughout the investment process. This is particularly important for U.S. expat and non-resident investors who may need to become more familiar with the local market or regulations. By partnering with America Mortgages, investors gain access to specialized expertise in international transactions and a deep understanding of the real estate landscape. 

Together with our trusted network of professionals, we ensure that you receive comprehensive assistance and make informed decisions in your real estate ventures.

Investors also need to consider the financing options available to them. America Mortgages specializes in providing tailored financing solutions to address the unique needs of non-resident investors. We understand the challenges they face and we offer a range of financing options for non-resident investors. 

Finally, experts suggest that investors need to have a long-term perspective when investing in real estate. Real estate is not a get-rich-quick scheme and requires patience, diligence, and a willingness to ride out market fluctuations.

Investing in real estate is an attractive option for investors seeking stable returns, passive income, and a hedge against inflation. With a variety of investment options available and long duration fixed rates, real estate can provide investors, including U.S. expats and non-residents, with a valuable addition to their investment portfolio

In the world of real estate investing, America Mortgages is your trusted partner. We specialize in serving U.S. expat and non-resident investors and understand the unique challenges and opportunities that these investors face. With our extensive experience and expertise, we provide tailored solutions to help you navigate the exciting world of real estate investment. From competitive mortgage rates to personalized guidance, we are committed to helping you make informed decisions and succeed in your real estate endeavours. Contact us today to explore the opportunities that await you with America Mortgages. [email protected].

www.americamortgages.com

Top 10 Hottest U.S. Rental Markets Now

U.S. Mortgage Lenders

The rental market in the U.S. has been on fire since 2017, and it’s only getting hotter. The number of renters has increased by over 10% since then, and this trend is expected to continue for years to come. RentCafe’s recent study indicates that this spring, renters are highly active in areas where living is affordable and job opportunities are abundant. This is great news for foreign nationals and U.S. expat investors who are looking to invest in the U.S. rental market.

Rental Trends in the U.S.

The rental market in the U.S. is booming, and it’s not just because of the economy.

The rise of remote work has created a huge demand for short-term rentals. People who work from home or travel often need temporary housing while they’re away from their permanent homes, and many landlords have taken advantage of this trend by creating short-term apartment rentals that are perfect for people who don’t want to commit to long leases but still want access to amenities like laundry facilities or gyms.

The pandemic also had an impact on rental trends: many people lost their homes during this crisis as well as their jobs. This created an increased need for affordable housing options throughout most major cities across America–and many landlords were happy to fill those needs by offering lower prices than ever before!

The Most Popular U.S. Rental Markets

The hottest rental markets in the U.S., according to the RentCafe study, are Atlanta, Kansas City, Albuquerque, and Detroit. These markets share important traits, such as being relatively inexpensive and having healthy economies. This makes them attractive options for foreign nationals and U.S. expat investors who are looking to invest in the U.S. rental market.

Florida’s warm climate and low tax rates have attracted many buyers and renters, with Orlando ranking in the top 10 and Fort Lauderdale placing 25th in RentCafe’s study. Properties marked as favorites in these markets have increased by more than 150% in a year, indicating significant interest in these areas.

America Mortgages can help foreign nationals and U.S. expat investors take advantage of these hot rental markets by offering financing options that cater to their unique needs. With the right mortgage, foreign nationals, and U.S. expat investors can invest in the U.S. rental market and take advantage of the opportunities presented by these hot rental markets.

The Benefits of Investing in Rental Properties

You can also benefit from the financial advantages of rental investments. Rental properties have the potential to appreciate in value over time, which means that you can sell your home at a profit or use it as collateral for a loan. In addition, you’ll be able to deduct expenses like mortgage interest and property taxes on your federal income tax return each year.

Rental properties are also attractive because they can help diversify your portfolio by providing an additional source of income outside of stocks and bonds. If you live in an area where housing prices are rising quickly–or if you’re looking for an investment that will provide more stability than stocks do–rental properties may be worth considering as part of your overall financial strategy.

The rental market in the U.S. is booming. If you’re looking to invest in real estate, now is the time!

America Mortgages can help non-resident investors with financing needs by offering a range of mortgage options that cater to your unique needs. For example, we offer non-QM loans, which are designed for borrowers who do not meet traditional lending requirements, such as foreign nationals and U.S. expat investors. 

Here are our most popular loan programs for U.S. expats and foreign nationals.

These loans often have more flexible underwriting guidelines, making it easier for these borrowers to secure financing. With a team of experienced professionals and a commitment to personalized service, America Mortgages can help you achieve your goals. Get in touch today to learn more at [email protected] or visit www.americamortgages.com.