Tighter global credit conditions have made it increasingly difficult for borrowers to secure funding through traditional banks. When liquidity is needed quickly, the options are often limited. That’s where Global Mortgage Group (GMG) steps in.
We specialize in Asset-Backed Bridging Loans, enabling homeowners and investors to unlock equity from their properties in the U.S., UK (London), Australia, and Singapore—quickly, efficiently, and with minimal requirements.
What is an Asset-Backed Bridging Loan?
A bridging loan is a short-term financing solution (typically 1-2 years) designed to provide fast access to cash using your property as collateral. Unlike traditional loans, these loans do not require income verification—approval is based solely on the property’s value.
GMG Bridging Loan Highlights:
- Fast Approval: 48 hours
- Funding Timeline: Under 30 days (as fast as 7 days if no existing debt)
- Loan Amount: Up to 70% of your property’s value
- Eligible Properties: Primary residences, second homes, investment properties, commercial real estate, hospitality, Good Class Bungalows (GCBs), Shophouses, Landed homes, Condos, and more
- Loan Term: Typically 1-2 years (not a replacement for a bank loan)
- Age Restrictions: None
- Qualification: Property value-based lending (no income verification required)
- Repayment Structure: Interest-only, with an option to roll up interest payments
- Regulatory Advantage: In Singapore, private loans are not subject to TDSR regulations
GMG has funded over $450M in the past 18 months, supporting high-value properties in key global markets.
Common Uses of Bridging Loans:
- Acquiring new properties
- Funding Golden Visa applications
- Crypto investments
- Tuition and healthcare expenses
- Business working capital
- High-value insurance premiums
- Paying down expensive debt
Why Choose GMG?
Our team of ex-bankers understands the needs of sophisticated borrowers. We provide fast, discreet, and flexible financing solutions where traditional lenders fall short.
How Bridging Loans Work
Bridging loans serve as short-term financing to bridge the gap when banks cannot meet borrower needs for speed, loan-to-value (LTV), or certainty. These loans are secured against the property’s value, rather than the borrower’s personal financials. They typically feature interest-only payments, with the loan principal repaid at the end of the term.
If you need fast access to capital, GMG provides a seamless lending process with certainty and speed.
Examples of how we helped our clients
USA
A Southeast Asian family office owned two homes in California free and clear, worth $17M. Since the homes were empty and used as second homes, bank financing was not an option, and the client needed funding within a month to be repatriated back home for working capital. We secured an interest-only $10M loan for 2 years, funded in 2 weeks!
UK (London)
A private bank referred a client who needed to purchase a Golden Visa in Europe. However, since their country had capital controls, they were not able to move the required amount of funds in the necessary time frame. We secured a bridging loan against their U.K. prime real estate to be used for the Golden Visa investment. The terms were 1 year, 70% LTV, and funded in 3 weeks!
Singapore
Our client, a Singaporean entrepreneur, owns a $15 million landed property. To expand his retail business, he secured a $11.25 million bridge loan (75% LTV) over 12 months. This provided liquidity to complete his shophouse purchase without selling his bungalow, funded in 3 weeks!
Global Affiliate Program
If you have any friends or clients that require any global real estate financing, we pay a generous referral fee for any successful funding. Message me to learn more.
