The U.S. housing market’s ongoing resilience and potential present unique opportunities for foreign nationals and U.S. expats. According to CoreLogic’s June 2024 Home Price Insights report, it is projected that U.S. home prices will increase by 4.6% over the next year, indicating the market’s stable growth. With projected home price increases, robust support for navigating currency risks, and a streamlined remote mortgage process, now is an ideal time to invest.
Why Now Is a Great Time to Invest
Despite higher interest rates, the U.S. housing market remains resilient. Experienced investors understand that waiting for lower rates may mean missing potential appreciation gains. The present market circumstances indicate that it’s a strategic moment to invest, as home prices are projected to keep rising. By acquiring properties now, investors can benefit from both rental income and long-term capital appreciation.
Navigating Currency Exchange Risks
One primary concern for global investors is currency exchange risk. Through our trusted partners, America Mortgages offers customized options to minimize these risks, allowing foreign investors to oversee their investments effectively. Through the use of hedging techniques and collaboration with financial professionals, investors are able to safeguard their profits from negative currency changes.
Seamless Mortgage Process from Abroad
America Mortgages offers a remarkable feature that allows the entire mortgage process to be completed remotely. This convenience is particularly beneficial for expats and non-resident investors who may not have the opportunity to travel frequently. This ensures a stress-free experience for international investors.
As the U.S. housing market continues to thrive, investors can utilize America Mortgages’ Investor + Program, designed specifically for foreign nationals and U.S. expats looking to capitalize on these opportunities.
Loan Highlights:
- Competitive Interest Rates: Based on Loan-to-Value (LTV), America Mortgages offers the best potential market rate available
- High LTV Ratios: Up to 75% LTV based on the cash flow of the property and NOT your personal income
- Flexible Loan Amounts: Minimum loan amount of $100,000 with no maximum cap
- Extended Loan Terms: Up to 30 years, providing lower monthly payments with an option for a 10-year fixed Interest-Only structure
- No U.S. Credit History Required: Credit report from your home country or country of residence instead of U.S. credit. If that isn’t available, we have alternative options for establishing credit
- Remote Application Process: Complete the entire mortgage application and approval process from anywhere in the world. Open and close your transaction without travelling to the U.S.
Tax Advantages and Upcoming Webinar
Investing in U.S. real estate offers numerous tax advantages for foreign investors that many may not be aware of, including deductions on mortgage interest, property taxes, and depreciation. These benefits can significantly improve investors’ overall investment return. To provide more in-depth insights, America Mortgages will be hosting a webinar on “3 Tax-Smart Strategies for U.S. Real Estate Investing” on June 13th at 6:30 PM SGT. Join us as we explore how strategic tax planning can enhance rental income for overseas investors and gain valuable insights into U.S. tax strategies that reduce liabilities and boost cash flow.
The U.S. housing market offers opportunities for foreign nationals and U.S. expats. With projected home price increases, support for navigating currency risks, high leverage, and creative yield-optimizing mortgage options, now is the time to invest.
America Mortgages is here to provide expertise and support for your investment journey. Explore your U.S. mortgage options and schedule a meeting with one of our loan officers using our 24/7 calendar link. Contact us today at [email protected] to start your investment journey!
