About Me
As an experienced mortgage loan officer from the States with nearly 15 years of experience, Felicia Killman is delighted to be on the America Mortgages team. According to her, continuing to deliver financing solutions for U.S. real estate is not just a career but an enjoyable and honoring experience. She prides herself in understanding her clients to match them with the best products available and making the process simple and easy to understand. Killman appreciates that all our clients at America Mortgages have unique specialties with diverse backgrounds. Therefore it is her goal to be the mortgage specialist for all U.S. real estate needs so that our clients do not have to worry.
Originally from the Pacific Northwest, Felicia recently moved abroad with her family to Bavaria, Germany. Her mortgage experience includes many roles covering sales support, operations, management, and executive leadership. She graduated from her undergraduate program magna cum laude from Post University in Business Administration and Management in 2015 and was certified as a Master Resiliency Trainer in 2022. She is involved in her community, supporting local families with their transitions abroad. Her hobbies include golfing and traveling with her husband and two young boys.
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Loan Programs
A Rental Income Loan uses the property’s cash-flow as the qualifying income on the mortgage, and no other income documents are required.
- 75% LTV for Foreign Nationals and 80% LTV for U.S. Citizens
- Minimum loan amount: USD 150,000
- Various term options: 15-yr fixed, 30-yr fixed, 5-yr ARM, 7-yr ARM
- Interest-Servicing Only (Interest-Only) payments are also available
- 97% approval rate
- Available in all 50 states
Non-U.S. Citizens can qualify for a U.S. mortgage with foreign income. No U.S. credit? No problem.
- No U.S. Credit required
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- 97% approval rate
- Available in all 50 states
A fast “Bridging” loan is a short-term loan typically based solely on the asset value and not the borrower’s repayment ability.
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- Cash-out Bridge Loan for short-term personal or business use
- 97% approval rate
- Available in all 50 states